Loyal3 Buys December, 2015

#1 Gremlin here again to talk about how I've been improving my portfolio via Loyal3.  Over the past two years I have been using Loyal3 as a low cost way to start a bunch of positions in stocks I intend on keeping for a long time.  I am not always getting the best deal, but I usually am getting a decent one.  Using cost averaging and knowing I am on a long term time frame allows me to invest perhaps with more freedom than people who desire instant returns.  This month I put a solid amount of my "disposable income" into new income generating stocks, instead of doing something cool with it.  So, let's see how I did!

Company	Ticker	$ Invested	Shares Purchased	Annual Income Added
Disney	DIS	$115	1.006	$1.43
Dunkin Brands	DNKN	$100	2.3408	$2.48
Dr. Pepper Snapple	DPS	$95	1.0444	$2.01
The Gap, Inc.	GPS	$200	7.7327	$7.11
Wal-Mart	WMT	$75	1.245	$2.44
Totals		$585		$15.47

A total of $585 was put to work, a decrease of 0.025% from last month when I added $600.  It adds $15.47 of annual income to my 12-month forward outlook.  I like all of the companies, though I want to see a few better valuations.  I started one new position with DNKN, and the rest were enhancements of prior positions.  Last month I initiated a new position with GPS as well, so that is fairly new too.  Both new stocks, but especially GPS, are well valued.

Concerning DNKN, I find their growth of the dividend to be excellent, being a near-challenger with four years of excellent growth from zero to 2.5% (approximately).  Historically, the stock is undervalued considering its average P/E ratio of the last 5 years.  Qualitatively, I like the brand.  Strong on the East Coast (which is one of the best bases to call home) of the USA and other parts of the world, there are still lots of areas with out a Dunkin Donuts franchise.  This means there is a lot of room to grow, both domestically and internationally.  In fact there are only a handful in California, the biggest state economy in the USA.  DNKN has followed the other large coffee chains with intense merchandising and marketing, putting things such as coffee and K-Cups in other stores.  Also notable the fact that DNKN owns Baskin-Robbins, giving them a second market with ice cream and desserts.  Baskin-Robbins is also well merchandised outside of its establishments; I have seen numerous varieties in grocery stores.  What is your opinion of DNKN?

There are about four other stocks I like that Loyal3 offers.  I do plan on acquiring them if, and only if, they become fairly valued or better in the time I plan to use Loyal3 to build positions for my standard account.  I do see myself adding one or two next, but I will likely focus on filling out those I've started or not yet completed.

- Gremlin
- Long all stocks