I was able to put $660 to work in three existing positions across my taxable and Roth accounts. As much as I want to keep up this pace, it will be hard knowing how I plan to be saving extra cash for unrelated reasons.
Last month I brought in a total of $262.32 in dividends ($83.10 taxable, $60.29 Roth, and $118.93 in my IRA). This is an increase from last year ($101.34 total) by 158.58%. My SEP IRA continues to make this comparison silly, but it will just have to be that way until the end of next year. Its yet another month over $200.
In terms of dividend increases, I realized five this month from McDonald's (MCD), Microsoft (MSFT), Union Pacific (UNP), VF Corp (VFC), and Emerson Electric (EMR). Raises ranged from less than 1% to over 10%.
Next month I will realize one dividend increase from Realty Income (O), the usual minor increase. For 2016, I have realized 36 dividend increases! I know of a few next year already, but I have been less than diligent in editing my spreadsheet, so some will just be happy surprises.
The only debt that remains are extremely low interest auto loans. Looking ahead, I will be saving a solid amount of cash. This is related to the fact that my wife and I will look to get a house sometime in the next 2 years. I want to go in with a decent down payment to make sure we get what we want.
I keep being lazy about putting up a beer review, perhaps I just have not had any that remarkable. Side note, I will be starting a Trivia Night at my side job. For me its fun, sure there is a little bit of cash out of it, but its more about the fun.
Next month should produce around $80 in dividends, which is a 5% YOY increase. January has just never been a strong dividend month for me. Also on an investing note, I am keeping a very diligent eye on commercial real estate markets. Why? Something seems off about it, similar in a way to 2007 with the residential market, though the bomb is probably a little smaller...
My portfolio page is currently up to date.
Wow, what a year. A lot of good things occurred, as did of course many unfortunate things - but lets keep it positive. On a personal note I upgraded my income, my wife has a less stressful job, we went on a great vacation, and I was still able to put a solid amount of cash into investments. So let's look at how I did last year.
Last year I had hope I would achieve several goals. So to reference them they are below. With the results in RED.
- $1100 in total dividends in 2016 (taxable and Roth). Success, beat that number by $60.
- $250 in Loyal3 dividends in 2016. Success, more like $323, or 29% higher.
- End the year with a forward-12 month dividend estimate of over $1200 (between taxable and Roth). Success, currently sitting a few bucks over that. Way more with IRA...
- Pay off my wife's student loan debt of $5,500 (ish). Success, her loans are toast.
- Get a raise at my current or another job. Success, got a new job with a raise! Then I got a strong side job!
- Continue to exercise 5 times a week at a minimum, and ride my bike places when possible. Failure. Part of the failure was due to a bad ankle sprain in the fall. Overall I am working out 4 to 5 times a week though. Also biking has faded because my new employer pays me to commute with public transit, and they have no shower (I sweat a lot if I bike anywhere).
Well, on a personal note my biggest goal is to rectify that bottom goal. Otherwise, right now my life has been on a good track and I want to keep that momentum. So here are my goals for next year.
- Break $2500 in total dividends.
- Achieve forward dividends for taxable accounts of $1000.
- Get back into shape, specifically workout 5 times a week.
- Bike to as many local places as possible, do less driving (already half way there as I do not drive to work).
Hope everyone has a great January and a Happy New Year!
- Dividend Gremlin
- Long all stock tickers mentioned