Q3 2023 Review / Q4 2023 Preview

  Still Phone it in Gremlin here to welcome you all to another quarterly review. I was thinking of writing something fun, but its been another long 3 months, so lets skip that mostly. Suffice it to say my job has switched things up lately for the better, but the side effect has been more things to do. Anyways, lets see how the fund stowage is going shall we?

Q3 2023:

Over the last quarter I added to shares of my employer, Black Hills Corp (BKH), Ames National Corp (ATLO), Interpublic Group (IPG), and Bank OZK (OZK) in my taxable account. I also added two new small positions that I intend to build; New Jersey Resources (NJR) and Townebank Corp (TOWN).

I also added to IPG, Arrow Financial (AROW), Leggett and Platt (LEG), and ATLO in my retirement accounts.

Last quarter I brought in a total of $1,548.83 in dividends ($839.86 taxable, $503.40 Roth, and $205.47 in my IRA).  In total my accounts beat their respective 2022 months by 23% for July, 16% for August, and 11% for September. 

In terms of dividend increases, I realized 17 raises from AVT, Bank of Montreal (BMO), Bank of Nova Scotia (BNS), Cardinal Health (CAH), Canadian Imperial Bank (CM), Kroger (KR), LEG, O,  Medtronic (MDT), Royal Bank of Canada (RY), Target (TGT), Unilever (UL), Portland General Electric (POR) Smuckers (SJM), Essential Utilities (WTRG), Westlake Chemical (WLK), and Discover Financial (DFS). The increases range from just about .02% to more than 15%. This brings my total raises to 55 on the year.

In addition, I added about $30 in profits from options (covered call selling).

NOTE: I only count increases when realized, because until that money is delivered any statements or declarations are simply conjecture.

Q4 2023:

The mortgage continues and I am putting extra cash towards the principal monthly - not a huge number, but every little bit counts. Our debts currently outstrip our assets, since I do not count my home as an asset until I own it outright. Side note here, our total assets not including our house basically have equalized the total debt (if we count the house that's positive net worth, which is nice).

The buys shall continue until financial independence improves - with monthly rolling buys of course.

My portfolio page is currently up to date.

Happy Fall.

- Dividend Gremlin
- Long all stock tickers mentioned