Wednesday, November 30, 2016
November Review / December Preview, 2016
I bought three stocks this past month across my Loyal3, regular taxable, and Roth accounts. In all, a total of $762.01 was invested, and that money should generate around $27 next year. It is pretty nice to acquire securities like that. In addition, YUM split off its China division, giving me a new position in YUMC. YUMC will likely be sold at some point, but when is the real question.
Last month I brought in a total of $235.86 in dividends ($39.34 taxable, $58.71 Roth, and $137.81 in my IRA). This is an increase from last year ($82.13 total) by 187.2%. My SEP IRA really adds a new dimension, and its almost making this month apples to oranges in terms of a comparison. I plan on keeping my method the same and recognizing that the SEP IRA has a big impact on total numbers in the short term. Overall, not including my SEP IRA I am still up over last year. Either way, over $200, sweet.
In terms of dividend increases, I realized two this month from YUM and American Express (AXP). Both raises were around 11%, which is solid.
Next month I will realize five raises, from McDonald's (MCD), Microsoft (MSFT), Union Pacific (UNP), VF Corp (VFC), and Emerson Electric (EMR). The increases range from less than 1% for EMR to 10+% for MSFT and UNP. Thus far for 2016, I have realized 29 dividend increases!
Things are getting exciting. As I stated, student loans are trashed, all that remains are extremely low interest auto loans. Looking ahead, I will be to saving a solid amount of cash. This is related to the fact that my wife and I will look to get a house sometime in the next 2 years. I want to go in with a decent down payment to make sure we get what we want.
Since I did not post a beers of Thanksgiving, just a simple review, perhaps I will do a beers of Christmas. Wintertime has the best seasonal stuff in my mind.
Next month should produce around $240 in dividends, which is a 136% YOY increase, most of which is attributable to my new IRA. I am now ahead of last year, and I need to remain focused.
My portfolio page is currently up to date.
Hope everyone has a great December!
- Dividend Gremlin
- Long all stock tickers mentioned