Friday, May 29, 2015
May Review / June Preview, 2015
June should also be a great month. It will be easy to find fun and inexpensive activities (such as tubing/floating down rivers) in the good weather. In addition, I will be at 2 bachelor parties - both of which will be fairly inexpensive and have budgets (though one might fall back to July). Huzzah! Savings and fun. Also on a sad note I will be turning 30 in June. I've been told to be excited and or disappointed. I am feeling neither, because age is just a number and 28 was the best birthday anyway.
Last month I brought in a total of $66.12 in dividends ($17.19 taxable (ugh), $48.93 Roth). This is a increase from last year ($60.97) by 8.45%. Part of this is still due to the lingering cut from Pengrowth Energy (PGH). As discussed earlier, PGH will hang around partly because its still worth it and as a lesson to myself.
In terms of dividend increases, I realized two this month; Kinder Morgan (KMI) and Apple (AAPL). No new dividend increase announcements were made for of my stocks, we are starting to enter the slower summer period; however a few are still on the radar for the year.
As with prior months I continued my Loyal3 march towards FI. I added 4 shares of Unilever (UL), making it a full Loyal3 position!! And 3 of Coke Cola (KO). I have been keeping at Loyal3 while building funds in my Sharebuilder taxable and Roth accounts, with the purpose of keeping costs low. In a typical month (2 paychecks), I average putting $175 in Loyal3 and add $140 to my Sharebuilder accounts, split evenly.
My only long term debt is my car, which shall continue. Additionally, my wife wants a dog, but we will see how that goes. Our first prospect we were interested in turned out to not be good with kids and ate away a door frame. So we (she) are still looking.
Next month should produce around $68 in dividends, which is a 19% year-over-year increase. I expect to realize two raises next month, JNJ and UL. I expect to pick up more shares of either KO, MSFT, UL, K or VFC in my Loyal3 account - value dependent. I will also be approaching a full investment in my taxable account, which has gone for a while since it has seen that.
Hope everyone has a great May.
- Dividend Gremlin.