Tuesday, December 3, 2019

November Review, December Preview, 2019

Wow Gremlin here to do a quick review and look ahead. What a crazy month; November might have only been 30 calendar days, but it felt like 60. Tomorrow I go back to work, and its hard just imagining that my wife will be home with our new baby girl, our 2 yr old Lil Gremlin, and we will have 1 paycheck for a almost a year (but we can make it work). Still, even with all of our personal stuff the world kept turning, dividends kept coming in, and dividend raises kept getting announced. DGI really is a great way to invest, where I can tune out for a long period of time and still come out ahead. So lets see how this 'lazy' month went.


This month I made several stock purchases again this month.

I brought in a total of $308.72 in dividends ($86.91 taxable, $69.51 Roth, and $152.30 IRA).  This is an increase from last year (294.85 total) by 4%. This would have been higher, but several payments were pushed back to December.

In terms of dividend increases, I realized* 6 raises from the American Express (AXP), Eaton Vance (EV), the Royal Bank of Canada (RY), Starbucks (SBUX), Omega Healthcare Investors (OHI), and Verizon (VZ).  The increases ranged from 1% to 14%. I have now realized 57 raises thus far this year.  I also realized one cut of approximately 33% by KHC.  My employer (B**) pushed their payout back to early December, otherwise it would have been 58.

Next month I will realize 6 raises from My Employer (B**), McDonald's (MCD), Microsoft (MSFT), VF Corp (VFC), WestRock (WRK), and Emerson Electric (EMR).  The increases range from just about 1% to more than 17%.

* I only count increases when realized, because until that money is delivered any statements or declarations are simply conjecture.


The mortgage continues and I am putting extra cash towards the principal monthly - not a huge number, but every little bit counts. Our debts currently outstrip our assets.

I will be doing rolling purchases going forward, but I will likely focus on retirement accounts as in case I need to deal with healthcare costs.

Next month should produce around $495 in dividends, which is a 20+% YOY increase.

My portfolio page is currently up to date.

Hope everyone has a great December and Holiday season.
- Dividend Gremlin
- Long all stock tickers


  1. Gremlin -

    Looks great, growth and you are steady collecting here. Further, couldn't agree more that every dollar counts in the debt paydown, as well.


    1. Lanny,

      Less debt is really the elephant in the room right? Without debt you can really blast away at FI.

      - Gremlin